What Are My Options?

If your loan is held by Certis Financial and you are having difficulty making payments, contact us immediately. It is very likely that we can provide options for you.  Unlike big banks or other lenders, we have greater flexibility when working with home owners. The options depend on your situation and your goals.

 

Keeping your home may no longer make financial sense for you. If you decide to that your home is too large of a financial burden, we can help with your transition.
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You fell behind on your mortgage, and now you want to get back on track. We can discuss the following options to help you become current on your loan.
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Doing nothing is the worst option. Some homeowners make the costly mistake of ignoring the situation and hope it will resolved itself.  It is very likely that people who choose to ignore their debts will lose their homes through foreclosure. Besides losing their home, they damage their credit in the process. Poor credit makes it difficult to get credit cards, home loans, and even rent an apartment.

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